When you’re buying car insurance you have the choice of three policies which each have their advantages over the other giving different levels of cover. The main difference in them would be the price of your premium, some may not be practical depending on your circumstances and age. Be sure to get a quote for all three types of cover as sometimes it can only be a few hundred pounds difference so the highest level of cover will give you more benefits if the worst should happen. Read the full guide »

Many young drivers in today’s world modify their cars, this could be by simply adding a nice new set of alloy wheels on or going to extreme lengths making everything customised and unique. All insurance brokers ask if your vehicle has been modified from its manufactured state, it’s really tempting to say no to this question, even if you have because you know that this will increase your yearly premium so why would you want to voluntary tell them to charge you more? Read the full guide »