Many young drivers in today’s world modify their cars, this could be by simply adding a nice new set of alloy wheels on or going to extreme lengths making everything customised and unique. All insurance brokers ask if your vehicle has been modified from its manufactured state, it’s really tempting to say no to this question, even if you have because you know that this will increase your yearly premium so why would you want to voluntary tell them to charge you more? Read the full guide »